Clear judgement needs clear oversight.
Regalis proposes a governance framework that identifies who recommends, approves, implements and reviews decisions. It should address the relationships between fund management, direct lending, broking and client service.
Know how the decision is made.
A governance framework identifies who recommends, approves, implements and reviews a decision. At Regalis, that framework needs to reflect the different responsibilities associated with managing investments, assessing finance and arranging external lending.
The objective is to make those responsibilities understandable. Clients should be able to identify the entity and service they are engaging, the documents that govern the relationship and the channels available when a question needs further attention.
Areas of oversight.
Investment decisions
Assess the investment case, mandate fit, concentration, valuation and liquidity before approval and throughout the holding period.
↗02Credit decisions
Examine the borrower, security position, source of repayment and conditions required for a facility to proceed.
↗03Portfolio information
Define how holdings are recorded and valued, how external providers are supervised and how material events are communicated.
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Manage the connections between services.
A combined investment and finance business can encounter related interests. A managed strategy may consider a loan sourced through a related function, or a borrower may be shown both related and external funding options.
The relevant fees, relationships and approval arrangements need to be explained. Opportunity allocation between vehicles, related-party participation and differences in investment terms require deliberate consideration rather than an assumption that interests are identical.
Responsible investment in context.
Environmental, social and governance factors can affect an asset’s operations, legal position, financing, value or ability to execute a business plan. The assessment should consider those factors where they are relevant to the investment.
Specific screens, exclusions and sustainability objectives belong in the mandate and supporting documents. A broad statement about responsibility should not imply that every product follows the same investment restrictions.
Questions about oversight.
Does co-investment mean every investor has the same terms?
No. Participation alongside another party does not establish identical rights, fees or risk. The relevant structure and documents should explain each party’s position.
Where can I find the entity responsible for my service?
The relevant engagement, product and finance documents identify the responsible entity. Important disclosures explain the relationship between the services described on this website.
How can I raise a concern?
Use the Complaints and Feedback page to prepare the details and identify the appropriate route. The process depends on the entity and service involved.
Read the relationship in the documents.
Important disclosures explain the roles that sit behind the Regalis brand.